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What is a Trust Officer?
To understand who a trust officer is and what they do first requires that you understand what a trust is. Here’s a quick review: A trust is a vehicle used to hold property. A trust can hold the titl...
What’s the Deal With Interest Rates?
As I write this, I just got a mortgage for 2.75%, my student loans are about to get refinanced at 1.5%, and my auto loan is 0%. And as a consumer, you might think ultra-low interest rates are the grea...
HTC Team News and Honors
Two new employees have joined our team. In September, Ethan Linder came aboard as an administrative associate on the personal account side. Ethan is a recent graduate of Concordia College where he o...
Celebrating 30 Years Part 4
Heartland Trust Company turns 30 this year, and we’ve accumulated a bit of history as we enter our fourth decade. Each quarterly newsletter this year has contained a feature on one of our old locati...
Understanding Social Security Benefits
Adapted from Broadridge Communication Services Approximately 68 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and family benefits. (So...
We’re Celebrating 30 Years!
As a company dedicated to serving our clients and community, we are proud to be celebrating our 30th year of business. Looking back, we are grateful for the strong foundation Steve laid down and Shery...
What Can Heartland Trust Company Do for You?
Here at Heartland Trust Company, we are proud of the great reputation we have built in the community over the last 30 years. We know that if we do business the right way, we will be here for a long ti...
Do I Need a Trust?
Oftentimes when I am meeting with clients, we spend a significant amount of time focusing on fully understanding their personal and financial lives. This allows us to make sure that we can holisticall...
Meet Sheryl Bernier
Sheryl has been with Heartland Trust Company since the doors opened 30 years ago. She started out as the original operations department. Now the executive vice president and a director on the board, s...
What Are Tax Exempt Bonds?
A properly diversified portfolio should contain a healthy array of different types of investments. One of these investments may be tax-exempt bonds. What are tax-exempt bonds? Tax-exempt bonds are mun...
30 Years – Neuropsychiatric Building
Heartland Trust Company turned 30 this year, and we’ve accumulated a bit of history. Each quarterly newsletter this year will have a feature on one of our old locations. After about five years in th...